Check Your Out-Of-Network
Mental Health Benefits
We have partnered with Mentaya to help clients use their out-of-network benefits to save money on therapy. Use this tool below to see if you qualify for reimbursement for our services.
what does
“Out-of-Network” Mean?
When a therapist is out-of-network, it means they don’t have a direct contract with your insurance company. Insurance plans typically offer partial reimbursement for out-of-network services, but you may need to pay more upfront. This option gives you access to therapists you feel comfortable with, even if they are not in your insurance network.
How Out-of-Network
Benefits Work
- Check Your Plan: Contact your insurance provider to confirm if they offer out-of-network mental health benefits and what percentage they reimburse, how to submit claims, and if there is a deductible you must meet before they begin reimbursing.
- Pay for Services Upfront: You’ll pay for sessions out-of-pocket.
- Obtain a Superbill: After each session, we’ll provide a superbill with the necessary details for your insurance reimbursement.
- Submit the Superbill: Submit the superbill to your insurance company, either online or by paper.
- Reimbursement: After processing, your insurance will reimburse a percentage of the cost, which can vary widely on your plan. Some plans will reimburse the majority of the fee.
- Pay the Balance: You’ll be responsible for the remaining balance.
tips for
Maximizing Benefits
- Know Your Plan: Review your benefits carefully before starting therapy.
- Submit Claims Promptly: Submit your superbill promptly to avoid missing deadlines.
- Track Your Reimbursement: Keep track of reimbursements and follow up with your insurer if needed.
Why Choose
Out-of-Network Therapy?
Choosing out-of-network therapy gives you access to specialized care, a better therapeutic fit, and more privacy and flexibility. Even though it may cost more upfront, it allows you to work with a therapist who meets your needs.
Have
Questions?
We understand that insurance can be complicated, and we’re here to support you. If you need help navigating your out-of-network benefits, reach out to us at (516) 732-0273 or info@lispsychologist.com. We are here to help!
